Okay, trying again to finally finish this post...
This is a post I started last week but was too tired to finish. So I'm going to try and finish it now.
Last night, I walked to the mall with my roommate to grab some dinner at the food court. We were talking about American politics and it was really interesting to hear his perspective since he had lived in the states for a couple of years with YWAM I think. He studied international economics and we have ongoing disagreements that the US needs to go to war to turn their economy around. I told him that was for people who have lost their imagination. Personally, I think we can do a lot of good if we start changing who we give subsidies to in the energy industry. As it stands now, we give a ton of subsidies to the fossil fuel industry and very little to the renewable industry. What would happen if we gave subsidies to the renewable industry instead of the fossil fuel industry? We could have a new green economy with a ton of new jobs in the renewable energy sector. We could start to really work our way off of oil. My dad says we won't run out of oil for a hundred years but I think we need to start down that path sooner rather than later. We need to think about our grandkids and their future as well instead of just our own. What kind of world will we leave behind for them?
Yes, gas prices would probably go up. I don't see this as such a bad thing though. Would it kill us to make our vehicles more efficient? Now, I will say I think we need some research and development on how to retrofit vehicles in order to make them more fuel efficient rather than expect everyone to go out and buy a new vehicle. However, my Honda Civic gets 30 mpg and it is 11 years old. Obviously, a Civic is not practical for everyone, particularly those with a family. I would say, though, if you have 1 or 2 small children, why not have a Civic for a few years until minivans become more fuel efficient? Plus, if you have older kids, correct me if I'm wrong, but don't minivans typically get way better gas mileage than SUV's? I'm not sure on that one, I'm just going on what friends have told me in the past. I guess I just fail to see the practicality of a SUV for most of the people who drive them. Are you planning on going off-roading and/or mudding on the way to pick up your groceries? It would make more sense maybe in colder climates if the 4WD comes in handy but I'm pretty sure some cars come with that option, particularly Subaru's, right? The only negative I see about high gas prices are how they would effect the poor. I don't have an answer for this, however the truly poor that I know ride public transportation or ride bikes anyways. Also, would it kill us to carpool more? How much gas would that save the average person?
When we planted the church that I'm a part of, we had a dream of having a member on staff that we would pay to repair cars for people who couldn't afford car repairs. How cool would that be? Maybe we will revisit that idea if we can get our budget together. Or have a designated fund for car repairs or something similar? We have a guy in our church who has worked on my car several times already and done a wonderful job. We, as a church, could offer to pay for his service for people who couldn't afford it.
To be smart about it, I think we should at least sit down with them and develop a budget if they struggle with how to handle their finances. A few years ago, a roommate of mine asked for a loan of $300. I agreed to it on one condition, that he would sit down and make a realistic budget and ask any pertinent questions if he had them. He ended up making the budget and was faithful in paying me back within 3 months and was well on his way to handling his finances much better.
In the fall, several of our Creek communities are planning on going through a financial stewardship program. The benefits of this are two-fold in my opinion. First, it helps people know how to manage money God's way and gives them some breathing room. Secondly, it frees up some of their income to give to either the church or neighbors who need some help. Personally, I was blessed with parents who have always been very wise with their money and took the time to educate my brother and I on how to handle our finances wisely. Not everyone is blessed in that manner, though, so the Church needs to step up and provide instruction in that area. As far as I know, high schools don't offer any type of financial literacy courses in order to graduate. Than they go off to college and are bombarded the first week with credit card offers who offer a free T-shirt just to sign up. And what 18 year-old doesn't want a College shirt from the iconic movie "Animal House" to start their college careers?
This is truly counter-cultural though, isn't it? It's hard to swim against the strong current of consumerism that so easily envelopes us. Many of my friends complain about money being tight. Many, but not all, of these same friends always have the latest gadgets that are completely unnecessary and will come down considerably in price when the newest model comes out a year or so later. We must teach people how to say no to some of their wants and/or their children's wants. It is a sign of maturity to be able to say no to some things so that you can save more and give more. The rich are commanded to be generous in this present age in scripture. And if you're middle class America, you're rich. Don't believe me? Go on a mission trip to a 3rd world country and you will quickly change your mind. Or, perhaps more practically, take a homeless person out for lunch or dinner or serve at your local soup kitchen.
This is a post I started last week but was too tired to finish. So I'm going to try and finish it now.
Last night, I walked to the mall with my roommate to grab some dinner at the food court. We were talking about American politics and it was really interesting to hear his perspective since he had lived in the states for a couple of years with YWAM I think. He studied international economics and we have ongoing disagreements that the US needs to go to war to turn their economy around. I told him that was for people who have lost their imagination. Personally, I think we can do a lot of good if we start changing who we give subsidies to in the energy industry. As it stands now, we give a ton of subsidies to the fossil fuel industry and very little to the renewable industry. What would happen if we gave subsidies to the renewable industry instead of the fossil fuel industry? We could have a new green economy with a ton of new jobs in the renewable energy sector. We could start to really work our way off of oil. My dad says we won't run out of oil for a hundred years but I think we need to start down that path sooner rather than later. We need to think about our grandkids and their future as well instead of just our own. What kind of world will we leave behind for them?
Yes, gas prices would probably go up. I don't see this as such a bad thing though. Would it kill us to make our vehicles more efficient? Now, I will say I think we need some research and development on how to retrofit vehicles in order to make them more fuel efficient rather than expect everyone to go out and buy a new vehicle. However, my Honda Civic gets 30 mpg and it is 11 years old. Obviously, a Civic is not practical for everyone, particularly those with a family. I would say, though, if you have 1 or 2 small children, why not have a Civic for a few years until minivans become more fuel efficient? Plus, if you have older kids, correct me if I'm wrong, but don't minivans typically get way better gas mileage than SUV's? I'm not sure on that one, I'm just going on what friends have told me in the past. I guess I just fail to see the practicality of a SUV for most of the people who drive them. Are you planning on going off-roading and/or mudding on the way to pick up your groceries? It would make more sense maybe in colder climates if the 4WD comes in handy but I'm pretty sure some cars come with that option, particularly Subaru's, right? The only negative I see about high gas prices are how they would effect the poor. I don't have an answer for this, however the truly poor that I know ride public transportation or ride bikes anyways. Also, would it kill us to carpool more? How much gas would that save the average person?
When we planted the church that I'm a part of, we had a dream of having a member on staff that we would pay to repair cars for people who couldn't afford car repairs. How cool would that be? Maybe we will revisit that idea if we can get our budget together. Or have a designated fund for car repairs or something similar? We have a guy in our church who has worked on my car several times already and done a wonderful job. We, as a church, could offer to pay for his service for people who couldn't afford it.
To be smart about it, I think we should at least sit down with them and develop a budget if they struggle with how to handle their finances. A few years ago, a roommate of mine asked for a loan of $300. I agreed to it on one condition, that he would sit down and make a realistic budget and ask any pertinent questions if he had them. He ended up making the budget and was faithful in paying me back within 3 months and was well on his way to handling his finances much better.
In the fall, several of our Creek communities are planning on going through a financial stewardship program. The benefits of this are two-fold in my opinion. First, it helps people know how to manage money God's way and gives them some breathing room. Secondly, it frees up some of their income to give to either the church or neighbors who need some help. Personally, I was blessed with parents who have always been very wise with their money and took the time to educate my brother and I on how to handle our finances wisely. Not everyone is blessed in that manner, though, so the Church needs to step up and provide instruction in that area. As far as I know, high schools don't offer any type of financial literacy courses in order to graduate. Than they go off to college and are bombarded the first week with credit card offers who offer a free T-shirt just to sign up. And what 18 year-old doesn't want a College shirt from the iconic movie "Animal House" to start their college careers?
This is truly counter-cultural though, isn't it? It's hard to swim against the strong current of consumerism that so easily envelopes us. Many of my friends complain about money being tight. Many, but not all, of these same friends always have the latest gadgets that are completely unnecessary and will come down considerably in price when the newest model comes out a year or so later. We must teach people how to say no to some of their wants and/or their children's wants. It is a sign of maturity to be able to say no to some things so that you can save more and give more. The rich are commanded to be generous in this present age in scripture. And if you're middle class America, you're rich. Don't believe me? Go on a mission trip to a 3rd world country and you will quickly change your mind. Or, perhaps more practically, take a homeless person out for lunch or dinner or serve at your local soup kitchen.